Buyer’s Blogs

A Guide to Septic Systems 1024 1024 Matthew Cooney

A Guide to Septic Systems

One fourth of all homes in the U.S. have septic systems.  A properly designed septic system should provide long-term effective treatment of your household wastewater.  However, lack of regular maintenance…

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What is a FICO Score? 1024 579 Matthew Cooney

What is a FICO Score?

FICO which stands for Fair, Issac and Co. is a credit score used by most lenders to determine a borrower’s ability to pay back a loan.  There are three major credit…

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What is the difference between a condominium and a co-op? 1024 683 Matthew Cooney

What is the difference between a condominium and a co-op?

Condos and co-ops are 2 types of home ownership that differ from a traditional single-family structure.  Both offer advantages and disadvantages.   Some of the advantages include lower cost for lot development, less…

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What is Regression and Progression? 1024 579 Matthew Cooney

What is Regression and Progression?

These are 2 appraisal terms which describe how the value of a home is effected by better or lesser properties in a neighborhood.  Regression refers to the principal of how the…

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Applying for a mortgage loan? What you should avoid… 1024 684 Matthew Cooney

Applying for a mortgage loan? What you should avoid…

If you are in the process of buying a home and plan on financing it with a mortgage loan, there are some important things that you should avoid which will…

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What is PMI? 1024 579 Matthew Cooney

What is PMI?

PMI or private mortgage insurance is typically required by a lender of a conventional loan where the down payment or equity is less than 20% of the property value.  Therefore,…

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What generation are you in? Where do you fit in the world of real estate buying and selling? 1024 683 Matthew Cooney

What generation are you in? Where do you fit in the world of real estate buying and selling?

Although researchers agree on the approximate birth dates for different generations, there is frequent debate on the exact beginning and end dates that make up the generational groups. The following…

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